VA BUYERS - Rare opportunity to assume a 5.1 interest rate without needing additional cash to close! Experience the pinnacle of coastal living in this newly built (2022) 4-bedroom, 3-bathroom home boasting panoramic bay views and beach access just steps away! Featuring dual primary bedrooms, one with a private bay-view porch, this residence offers modern luxury and convenience. Entertain in the kitchen, relax in the expansive fenced backyard and patio, and park effortlessly in the oversized 3+ car garage and oversized driveway. Featuring premium finishes throughout, this is your chance to embrace living by the bay. NO HOA!! Schedule your showing today!